Insurance policies are largely security measures – they are meant to protect us when disaster strikes by providing us with financial support to fix our damaged assets and help us recover from our losses. However, despite the fact that people take out insurance policies and are diligent about paying for them in a timely manner, unfortunately, insurance companies may refuse to pay policyholders when they file legitimate claims against their policies.

At Bahr, Kreidle & Flicker, our Littleton insurance dispute lawyers are skilled at going up against insurers when they refuse to pay our clients’ valid claims.

At Bahr, Kreidle & Flicker, our Littleton insurance dispute lawyers are skilled at going up against insurers when they refuse to pay our clients’ valid claims.

Refusal to pay valid claims is a common way in which insurers may practice bad faith, and when this happens, the Littleton insurance dispute attorneys at the Law Office of Bahr, Kreidle & Flicker will be ready to defend policyholders’ rights to compensation.

How Insurers May Try to Refuse Paying Policyholders

Insurance companies may use any number of excuses when trying to avoid paying policyholders for their legitimate claims. Specifically, some of the more common excuses may involve insurers saying that:

  • Policyholders don’t have active policies and, therefore, can’t make claims against them – If insurers use this excuse, you have been paying your premiums on time, and the company has been accepting your payments, then you have a legal contract, and the insurers’ refusal to pay puts them in breach of this contract.
  • Their investigators are still looking into your claim – The argument here is that, because the investigation is ongoing, they can’t yet pay you. This delay tactic is typically used by insurers to try to get policyholders to accept settlements that are less than the amount they are due (because the hope is that the long they make policyholders wait, the more desperate they will be for payouts, even if the payouts are far less than what they deserve). Such refusals to pay are not only unethical, but they can also be illegal.
  • Policyholders aren’t covered for the type of claim they are making and/or they caused the event that led to the damage associated with their claim – When insurers try to pin the blame on policyholders or deny that they have coverage for the type of claim they are making, policyholders should challenge insurers’ allegations and not let them get away with trying to refuse their legitimate claims. 

The bottom line is that insurers often try to refuse to pay policyholders as a way of maximizing their own profits (even if they end up violating the law to do so). As a result, policyholders shouldn’t trust insurers and should make sure that, when they are involved in insurance disputes, they have lawyers like us on their side to champion their rights.

The Trusted Littleton, Colorado Insurance Dispute Lawyers at Bahr, Kreidle & Flicker

Since 1983, the Littleton insurance dispute attorneys at the Law Office of Bahr, Kreidle & Flicker have been fighting on behalf of injured people and aggressively standing up against injustice. Our clients can always count on us to be ardent advocates for their rights, help them stand up against powerful insurance companies and ultimately help them get the highest possible awards for their injuries and losses.

At every stage of a case, our attorneys are dedicated to providing our clients with exceptional personal service and the highest quality legal representation. This means that our clients can always count on us to be available to answer their questions, to fiercely defend their rights and to be tenacious about getting them the justice and compensation they deserve.

Let’s Talk about Your Rights – Contact Us for a Free Consult

If you battling with an insurance company to get the compensation you deserve, our Littleton bad faith insurance lawyers urge you to get more information about your potential case and rights by meeting with us for a free, no obligations initial consultation. To set up a meeting, call us at (303) 794-7422 or email us using the form on this page.

From our law offices in Littleton, we represent clients throughout Colorado, including in the Denver Metro Area, Arapahoe County, Adams County, Jefferson County and in the cities of Lakewood, Highlands Ranch, Lonetree, Castlerock, Westminster, Centennial and Aurora.