Accident With An Uninsured Driver

About 1 in every 7 motorists in the U.S. is driving without car insurance, according to the Insurance Research Council (IRC). In Colorado, the IRC has estimated that about 15 percent of all drivers don’t have car insurance. While drivers may choose to get any or enough car insurance for any number of different reasons (like, for instance, the high cost of premiums), the fact is that, when these drivers are responsible for causing car accidents, accident victims:

Will have difficulty getting the compensation they deserve from the at-fault driver, as these motorists likely don’t have sufficient assets to pay victims for their damages

Can look to their own insurance companies for compensation if they have uninsured and underinsured motorist coverage

Should not rely on insurance companies to give them the full amount of compensation to which they are due because insurers are notorious for trying to reduce or deny payouts in an effort to preserve their own profits.

At the Law Office of Littleton Lawyers™, our Littleton car accident lawyers are highly familiar with the full range of issues that come into play when accident victims are hit by uninsured and underinsured motorists. We are skilled at representing victims, helping them deal with insurers and, ultimately helping them get the compensation they deserve.

How Our Attorneys Can Help You with Insurers

When accident victims have been hit by uninsured or underinsured motorists or when they have been involved in hit-and-runs, it’s time to call the Littleton auto accident lawyer at Littleton Lawyers™. Some of the ways we can help victims get the full amount of compensation to which they are entitled includes by (but is not limited to):

Proving that victims have uninsured/underinsured motorist coverage (as some insurers may try to claim that people don’t have such coverage in order to try to avoid having to pay them for their valid claims)

Proving the extent and severity of their injuries

Compiling medical bills, car repair bills and other evidence necessary to establish the extent of the damages (and, as a result, the amount of compensation that victims deserve)

Going up against insurers both inside and outside of court to make sure they pay victims.

Other forms of negligence that may also contribute to rear-end collisions can include:

The negligence of companies that manufacture car brakes or other equipment in the event this equipment fails to work as cars are being driven

The negligence of trucking companies if these entities encourage their drivers to violate trucking regulations or drive when fatigued or if these companies fail to properly maintain their vehicles

The negligence of any entity that is responsible for keeping the road safe if, for instance, an intersection signal goes out or debris is left in the roadway for extended periods of time.

Experience You Can Count On: Littleton Lawyers™

Since 1983, the Littleton car accident attorneys at the Law Office of Littleton Lawyers™ have been aggressively standing up against injustice and advocating the rights of injured people. Our lawyers know how devastating the impacts of car accidents can be, and we know that many injured people depend on settlements to recover from these collisions. That’s why we are dedicated to helping injured people hold negligent parties responsible and ultimately getting them the highest possible awards for their injuries and losses.

At every stage of a case, our attorneys are committed to providing our clients with exceptional personal service and the highest quality legal representation. This means that our clients can always count on us to be available to answer their questions, to fiercely defend their rights and to be tenacious about getting them the justice and compensation they deserve.

Let’s Talk about Your Rights – Contact Us for a Free Consult

If you or a loved one has been injured in a motor vehicle accident and are preparing to file a claim against your uninsured or underinsured motorist policy, it’s time to meet with our Littleton car accident lawyers for a free, no obligations initial consult to learn more about your rights. Call us at (303) 562-1507 or email us using the form on this page.

From our law offices in Littleton, we represent clients throughout Colorado, including in the Denver Metro Area, Arapahoe County, Adams County, Jefferson County and in the cities of Lakewood, Highlands Ranch, Lonetree, Castlerock, Westminster, Centennial and Aurora.

If you or a loved one has been injured in a car accident call us for a free case evaluation. (303) 562-1507.

Frequently Asked Questions

Are there legal time limits to file an uninsured motorist claim in Colorado?

Yes, Colorado law sets a statute of limitations for filing uninsured motorist claims. Generally, you have three years from the date of the accident to file a claim. It's crucial to act quickly and consult with an attorney to ensure all necessary documentation and filings are completed within this timeframe.

How does underinsured motorist coverage work if the at-fault driver has minimal insurance?

Underinsured motorist coverage provides additional protection when the at-fault driver's insurance is insufficient to cover all damages. In Littleton, Colorado, this type of coverage can bridge the gap between what the at-fault driver’s insurance pays and the actual costs of medical care, lost wages, and vehicle repairs, ensuring you are fully compensated.

Why is it important to consult an attorney after an underinsured motorist accident in Littleton?

Consulting an attorney is vital after an underinsured motorist accident because they can help navigate the complexities of insurance claims and ensure you receive full compensation. At Littleton Lawyers, we understand the nuances of Colorado insurance laws and can advocate on your behalf to maximize your claim's value. To learn more, reach out to us.

Additional Information in Littleton,CO

Understanding Uninsured Motorists: Provides essential insights into the issues surrounding uninsured motorists. It covers the importance of uninsured motorist coverage, the potential risks of encountering an uninsured driver, and how to protect yourself financially. The guide also explains the legal and insurance implications of such accidents.

Protect Yourself Against Uninsured Motorists: This article from the Insurance Information Institute explains the importance of uninsured motorist coverage and provides tips on how to protect yourself if you're involved in an accident with an uninsured driver. It covers the potential financial impacts and offers advice on how to ensure you are adequately covered under your auto insurance policy.

SB17-182: Colorado Uninsured Motorist Coverage Clarification: This bill clarifies the requirements and provisions of uninsured motorist coverage in Colorado. It addresses how insurance companies must handle claims involving uninsured and underinsured motorists, ensuring that policyholders receive fair compensation

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Accident With An Uninsured Driver

How Our Attorneys Can Help You with Insurers

Experience You Can Count On: Littleton Lawyers™

Let’s Talk about Your Rights – Contact Us for a Free Consult

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Frequently Asked Questions

Additional Information in Littleton,CO

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