FAQs about Dealing with Insurers after Car Accidents (Pt. 1)

Unavoidable for many commuters, car accidents can injure drivers, damage their cars and leave them with plenty of pieces to pick as they try to recover from these collisions. While doctors can help people deal with their car accident injuries, insurers are generally relied on to give people the financial support they need to fund their full recovery.

Unfortunately, however, dealing with insurers after car accidents can be far more difficult and frustrating than people may realize – as insurers often end up assuming an adversarial role against accident victims, instead of being the helping hand victims expect.

Given the various challenges that can arise when dealing with insurers after car accidents, in this blog series, we will answer some common questions people have when it comes time to report collisions and work with insurers to get the compensation people need and deserve. While the responses provided in this blog series are general, car accident victims can get more specific answers to any of their questions by contacting the Littleton car accident lawyers at Bahr and Kreidle today.

Q – How soon after my car accident should I call my insurance company to report the accident?

A – As soon as you can. While you should – of course – get any emergency medical care you may need if you’ve sustained severe injuries, once you are able to report the accident, make sure you call your insurer. If, alternatively, the accident was relatively minor and you may be thinking of putting off dealing with insurers after car accidents, resist this urge and report the collision as soon as possible.

The fact of the matter is that:

• Some car insurance policies have very specific and strict terms regarding how soon after a collision a motorist has to report the accident. Failing to meet these terms can end up impacting a person’s claim and possibly even the amount of his compensation.
• Even when such terms may not be associated with an auto policy, waiting can end up hurting a person’s claim, as witnesses’ memories may fade and other crucial evidence may get lost (or not be available).

Therefore, don’t procrastinate this essential task. It could end up costing you significant stress and headaches when you do end up calling and dealing with insurers after car accidents.

Q – Is there anything I should NOT say when reporting the accident to my insurer?

A – Yes! NEVER say anything that could give insurers a reason to blame you for having caused the accident. Avoid statements that attribute fault in the accident even if you think you may have been partially to blame. The fact of the matter is that insurers will:

• Conduct their own investigations
• Come to their own conclusions about who was at fault in the car accident
• Use any admission of blame that you make against you.

So, don’t sabotage your claim by saying anything that could be used to undercut your compensation or even deny you the payouts you deserve for your injuries and losses.

We will continue answering some common questions about dealing with insurers after car accidents in a few upcoming parts of this blog series. Check them out – or simply call us today to get all of the answers you need.

Littleton, Colorado Car Accident Lawyers at Bahr and Kreidle

Are you getting ready to report a car accident to an insurer? Or are you having any problems getting an insurer to give you the car accident compensation you deserve? If so, it’s time to contact the Littleton car accident attorneys at Bahr and Kreidle

You to get more information about your case and rights by meeting with us for a free, no obligations initial consultation. To set up a meeting, call us at (303) 794-7422 or email us using the form on this page.

From our law offices in Littleton, we represent clients throughout Colorado, including in the Denver Metro Area, Arapahoe County, Adams County, Jefferson County and the cities of Lakewood, Highlands Ranch, Lone Tree, Castle Rock, Westminster, Centennial and Aurora.