September 25, 2014
Continuing from where we left off in FAQs about Dealing with Insurers after Car Accidents (Pt. 1), here we will resume our FAQs, responding to some common questions that people have when it comes to dealing with insurers after car accidents.
Q – What should I say when I call my insurer?
A – Simply explain the facts of the accident as you observed them. Be ready to tell the insurer when and where the accident took place, including the date and time of the collision, as well as the address of it (or as close as you can get to an address or specific location). Also, be prepared to explain:
- If other drivers were involved
- The weather conditions on that day
- Whether police were called to the scene of the accident.
Here, you should keep in mind that, if you are not sure about any of the specific details of the accident, you should say that you don’t know instead of feeling like you need to make up these details to try to tell a complete story. Bottom line – stick to the facts and only the facts as you remember them.
Q –What should I know about dealing with insurers after car accidents when the insurer is for another driver?
A – Basically, you should be very careful. These insurers are even less on your side than your own insurer, and they may even go so far as to try to bait you into accepting some type of blame or fault in causing the accident.
The best thing you can do when dealing with insurers after car accidents when the insurer is for another driver is to refer these agents to your lawyer. Having a motor vehicle accident lawyer – like a Littleton car accident lawyer at Bahr and Kreidle – on your side will be pivotal to ensuring that your rights are protected whenever it comes time to deal with insurance companies.
Q – My insurer seems to be taking a long time with my claim. What can I do to try to expedite this process?
A – You have a few options. While you can call the insurer yourself to ask questions about the status and progress of your claim, your best bet for getting some real answers and results is to retain a Littleton car accident lawyer at Bahr and Kreidle to;
- Represent you
- Stand up to insurers on your behalf
- Put pressure on insurers to compel them to give you the compensation you deserve.
In cases like this when an insurers’ investigation seems to be taking a long time or when the car accident claims seems to have hit a roadblock, an experienced attorney will be able to effectively deal with insurers to get the process rolling again.
In the more difficult cases when resistant or even headstrong insurers won’t budge, the possibility of filing a lawsuit – and potentially even requesting punitive damages for insurer bad faith practices – may be the leverage that is needed to get accident victims the settlements they need and deserve.
For some additional answers to common questions about dealing with insurers after car accidents, look for the conclusion to this blog series that will be posted soon!
Littleton, Colorado Car Accident Lawyers at Bahr and Kreidle
Are you getting ready to report a car accident to an insurer? Or are you having any problems getting an insurer to give you the car accident compensation you deserve? If so, you can rely on the Littleton car accident attorneys at Bahr and Kreidle to stand up to insurers on your behalf and help you obtain the full amount of compensation you deserve.
To set up a meeting with us today, call (303) 794-7422 or email us using the form on this page.
From our law offices in Littleton, we represent clients throughout Colorado, including in the Denver Metro Area, Arapahoe County, Adams County, Jefferson County and the cities of Lakewood, Highlands Ranch, Lone Tree, Castle Rock, Westminster, Centennial and Aurora.